People may not need to file an accident report in order to collect damages for the occurrence of a car accident. However, filing an accident report is typically recommended in order to most strongly ensure insurance will cover a car accident.
To this end, after a car accident occurs, the individual involved can collect information related to the accident in a piece of documentation, as may be available either through the local police station or on the website for the particular jurisdiction’s Department of Motor Vehicles.
An accident report may not be required by the particular insurance company which covers the driver involved in the car accident, but the company is likely to be able to provide insurance more effectively and efficiently due to the accident report. A car accident report should thus be issued as soon as possible after the car accident.